0% Financing for HVAC Upgrades with NJNG SaveGreen OBRP

This can make budgeting easier, because you’re not juggling separate loan statements—your repayment is built into the same bill you already receive.

Why this is a great fit for All Air Systems customers

When you work with All Air Systems, you get expert guidance on choosing the right equipment and a professional installation you can count on. Pairing that with OBRP financing means you can:

• Upgrade sooner instead of waiting through another uncomfortable season
• Spread the cost out with 0% interest (for approved applicants)
• Put an older, less reliable system behind you
• Invest in equipment that may help reduce operating costs and improve consistency

Whether you’re replacing a tired system, planning a changeout, or improving comfort with a new setup, this program can help you move forward with less financial stress.

Who can apply? (Typical qualifications)

While final eligibility is determined by NJNG and the program administrator, applicants generally should expect:

You may be a strong candidate if you:

• Are an active NJ Natural Gas customer (the repayment is tied to the NJNG account)
• Have an account in good standing (good payment history is commonly required)
• Meet standard credit/approval requirements for the loan
• Are applying for qualifying HVAC work (specific equipment and project types may apply)

Joint applicants

The application also allows for a Joint Applicant if needed. This is helpful when:

• The NJNG account is shared
• A second signer is required for approval
• The property or responsibility is jointly held

What customers can expect during the application process

When you click the application link, you’ll see a secure signing step and then the application form will open.

Here’s what you’ll need:

• Your name and email address (Applicant)
• If applicable: Joint applicant name and email
• A quick turnaround on signing so the process can keep moving

Once submitted, NJNG/SaveGreen will review the application and confirm approval details.

Why 0% financing matters right now

Heating and cooling systems are long-term investments, and repair costs can add up quickly—especially as equipment ages. Financing can help customers:

• Replace a system before it becomes a bigger issue
• Avoid putting off upgrades due to upfront costs
• Plan a project with predictable monthly repayment

For many customers, the ability to finance at 0% is the difference between “maybe next year” and “let’s do it now.”

How All Air Systems helps you make the most of the program

We make the process simple by helping you:

• Identify the right system for your home or building
• Confirm what work you’re planning so you apply for the correct program
• Provide clear, professional installation and service
• Answer practical questions about what to expect with a replacement or upgrade

Ready to explore 0% HVAC financing?

If you’re considering an HVAC replacement, upgrade, or new installation, we’re happy to walk you through your options and point you toward the correct NJNG SaveGreen OBRP application.

Financing is offered through NJ Natural Gas SaveGreen OBRP and is subject to program rules and approval. Terms and eligibility requirements may apply.